HBOS plc

Following the merger of Halifax and Bank of Scotland on 10th September 2001, HBOS has 22 million customers.

With assets of over £540 billion, it is the UK's largest mortgage and savings provider as well as being a major player in the provision of new current accounts and credit cards in the UK. Our biggest contribution in the marketplace is in providing simple, value for money products.

As one of the UK's leading financial organisations we have a huge presence in the community. This is not only through the products and services that we provide to individuals, but also by employing more than 72,000 people.

HBOS is the second highest payer of Corporation Tax in the UK. HBOS is also the largest social banker and the largest mortgage lender in the UK. This places us in a strong position to have a positive impact upon the communities in which we live and operate.

In everything we do we look for ways to contribute to the community. This ranges from making charitable donations to local community groups, to sponsoring national projects. This also includes reducing our impacts on the environment.