The basic principle of building society business is to assist people to buy their own homes. This principle of home-ownership was first adopted in 1759 by a group of people saving for and building their own homes. It was soon realised that more could be achieved by taking in savings from people not looking for homes for themselves, but who were seeking interest to be paid on their savings. In this way the foundations of the business, saving and lending, were established.

Today, building societies are still a principal avenue of savings and lending. Their convenience, simplicity of operation and the stability and care displayed to the public has built up a great trust that has contributed significantly to the growth of this unique movement.

Established in 1869, Dunfermline Building Society is Scotland’s largest building society and plays an important part in the savings and mortgage market in Scotland.